Should I use HELOC to Lower My Debt Payments?

Input Information

Loan Information
Interest Rate :		(%)
Length :		(Yrs)
Closing Costs :		($)
Your Tax Rate :		(%)
	Amount ($)	Payment ($)	Interest (%)
Auto Loan :
Boat/RV :
Credit Card 1 :
Credit Card 2 :
Other Accounts :
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Financial Analysis

	Debt	HELOC
Amount :	$9,000.00
Monthly Payment :	$910.00	$48.31
Average Interest Rate :	12.93%	5.00%
Payoff Timeline :	0 Yrs 11 Mts	30 Yrs 0 Mts
Total Monthly Payments :	$9,567.93	$17,393.02
Total Deductible Interests :	$0.00	$8,393.02
Avg Annual Tax Savings :	$0.00	$72.74

DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.